Ms Ahmed traders & supplier_20230812_210948_0000
We have more then 15 years of selling experience. All of our customers are setisfied.

Our Motive is To Create a healthy and strong city with our best products 

Q: What products do you offer at M/S Ahmed Traders?

A: We offer a variety of iron and cement products for construction and related purposes

Q: Can you provide different types of iron available in your shop?

 A: Yes, we offer various types of iron, including rebar, angles, beams, and sheets.

Q: What brands of cement do you stock? 

A: We stock a range of reputable cement brands suitable for construction projects.

Q: Do you offer bulk purchasing options for contractors? 

A: Yes, we provide bulk purchasing options to cater to the needs of contractors and large projects.

Q: Can customers get advice on choosing the right materials for their projects? 

A: Absolutely, our knowledgeable staff is here to assist customers in selecting the appropriate iron and cement products for their projects.

Whats the Difference Between Duration and Maturity?

Bonds have credit ratings that measure their credit risk, which you can review when comparing investments. Default risk isn't as much of a concern for U.S. government bonds, but company bonds can have varying risk levels to consider. When you're investing money, the maturity date is the day when you receive the money you've invested in bonds, notes and certificates of deposit (CDs). A maturity date on a loan is the date it's scheduled to be paid in full. The loan and any accrued interest should ideally be paid off in full if you've made regular and timely payments.

A debt instrument typically involves a lender, a borrower and a set of terms. A promissory note is essentially a written promise to pay back funds at a later date. While anyone can invest in promissory notes, they’re generally marketed toward corporate or other experienced investors. The note typically includes the terms of the debt agreement, including the payment schedule and maturity date.

Medium-term investments are those that are maturing in 10 or more years. Long-term investments are those that are set to mature in longer periods of time such as 30 years or more. The opinions expressed are as of November 2015 and may change as subsequent conditions vary.

  1. Failure to pay a personal loan, for instance, could result in default.
  2. This means that the maturity dates of bonds, CDs, and debts (like loans and mortgages) can all be either short-term, medium-term, or long-term.
  3. If you do have a remaining balance past your maturity date, you'll have to work with the lender to figure out how to pay it off.
  4. Maturity in finance refers to the lifespan of a financial instrument.
  5. The primary features of a bond include the coupon rate, par value, and maturity.

The date the principal is required to be paid out, along with any outstanding interest payments. If the issuer of debt does not repay investors on the maturity date, the instrument will be in default, which will have significant negative repercussions for the credit rating of the issuer. Offer pros and cons are determined by our editorial team, based on independent research.

The maturity date also defines the period of time in which investors receive interest payments. For derivative contracts such as futures or options, the term maturity date is sometimes used to refer to the contract's expiration date. A CD is essentially a savings account that is opened with the promise that the owner won't touch the money for a set period of time. A term of a year or less is considered a short-term time deposit. Treasury notes work similarly to bonds, except they may mature in under 10 years. While bonds are fixed-income securities that are considered lower-risk investments, they're not void of risk entirely.

Maturity dates in a nutshell

Time deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000 per investment. Those opened at a credit union carry protection from the National Credit Union Administration (NCUA). Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Since the maturity date is an important date for both lender and borrower, it's safe to say that it has influence on all parties involved in some way. This document also specifies how many months until the payment must occur and if any other fees (like late charges) apply as well as what happens if the payment is late. Investments under this term generally mature in longer periods of time such as 30 years or more.

Definition and Example of Maturity and Maturity Value

The date the investor can recover the principal is the maturity date. Typically, the longer the investment period is, the higher the interest rate will be. There may be a penalty for withdrawing the money prior to the maturity date. If someone purchased $5,000 worth of furniture on credit at 4% interest and 4 best stocks under $5 for trading for less the loan had to be repaid in three years, the maturity value would be $5,600. So, that investor's money is shrinking while it sits there, in terms of real spending power. Banks and other financial institutions may accept any maturity term that a customer requests, as long as it is a minimum of 30 days.

Typically, the longer the term to maturity, the higher the interest rate paid to the depositor. For example, a one-year CD may offer a 1.10% annual percentage yield (APY), while a five-year CD for the same amount might provide a 1.75% APY. The annual percentage yield is the effective annual rate of return (RoR) taking into account the effect of compounding interest.

What Is a Maturity Date?

I’ve been talking to a lot of investors about how to prepare a portfolio for rising rates lately, and the same buzzwords keep popping up in these conversations. Let’s take a look at their meanings and try to set the record straight. If a borrower fails to make payments on a loan, they run the risk of defaulting.

The bond documents will include a lot of information, including the final maturity date. Typically, investors can find the final maturity date in the Authorization, Authentication, and Delivery section of the bond documents. Let's say an investor bought a 30-year Treasury bond in 1996 with a maturity date of May 26, 2016. Using the Consumer Price Index (CPI) as the metric, the hypothetical investor experienced an increase in U.S. prices, or rate of inflation, of over 218% during the time he held the security.

The maturity date is the date on which the issuer repays the bondholders the principal investment and the final coupon due. For accrual bonds and zero-coupon bonds, the maturity date is the day when bond investors receive the principal plus any accrued interest on the bond. The term “maturity value” refers to the amount an investor receives when a debt instrument matures. Because the maturity date determines the amount of time a debt accrues interest, it will affect maturity value. Depending on whether your debt instrument uses simple or compound interest, you can calculate maturity value differently.

An investment with a short maturity probably will not serve an investor well if they are seeking long-term growth. Fixed income investments with short maturities typically have lower returns. Maturity in finance refers to the lifespan of a financial instrument. The maturity date is the day a payment becomes due for a debt instrument.

An investor that purchases a bond on its issuance date will be quoted the original maturity. The current maturity is how much time is left before the bond matures and is retired from the market. Investors who purchase bonds on the secondary market, often weeks or months after their original issuance, will use the current maturity for valuing fixed-income securities. Maturity dates establish the endpoint of a debt instrument—a financial product used to raise money for an individual or corporation.

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